Apogee
YOUR FREEDOM PLAN
Your Freedom Plan
Monthly investment target
This is an educational estimate, not financial advice.
Apogee
Question 1 of 7
YOUR FREEDOM PLAN
See your path to financial freedom.
Get your Freedom Number, monthly target, and estimated timeline.
7 questions · About 2 minutes
Building your plan…
- Reviewing your goals
- Calculating your Freedom Number
- Mapping your monthly target
Apogee
YOUR NEXT MOVES
Personalized insights
ONE QUICK QUESTION · OPTIONAL
Before today, how familiar were you with your FIRE number?
This helps us understand where people are in their financial independence journey.
THE METHOD
How we calculate this
Your Freedom Number is an estimate of the portfolio that could support your desired spending when work becomes optional.
— monthly spending × 12 × 25 = — estimated Freedom Number
- Saving Rate
- Monthly take-home pay minus current spending, divided by take-home pay.
- Current Progress
- Current invested assets divided by your estimated Freedom Number.
- Monthly Investment Target
- The estimated contribution after accounting for current assets, remaining time, and assumed real growth.
See assumptions
- 4% withdrawal rate
- 7% estimated real annual return
- Results shown in today’s dollars
This is an educational estimate, not financial advice.