See your
Freedom Date.

Set your goal, get a clear plan, and track your progress in real time.

Read-only access — Apogee never moves your money.
Freedom Date
Jun 2041
0% to FIRE
Net Worth
$0
+$2,470 this month
Savings Rate
0%
$2,470 / month saved

Plan your path to financial independence.

Track your spending, savings, net worth, and Freedom Date in one place.

Apogee home screen showing FIRE progress, net worth, savings rate, and Freedom Date

Know where your money actually goes.

Apogee connects to your accounts, organizes recent transactions, and turns your income, spending, categories, and savings patterns into one clear picture.

  • Get a clear picture of your financial habits
  • Find the categories quietly driving your monthly spend
  • Track your cash flow trends without building spreadsheets

A budget built for your goal.

Set your Freedom Date, and Apogee figures out how much to save each month to get there.

Plan

See exactly how much to save each month — reverse-engineered from your retirement goal.

Apogee monthly plan screen

Track

Every transaction auto-sorted into needs and wants, so you always know if you're on pace.

Apogee budget tracking screen

One view of everything.

Apogee connects net worth, savings rate, simulations, and investments so you can see what moves your timeline month by month.

Net worth growth chart

Net Worth

Combines your connected accounts into one clear number so progress is easy to follow.

Annual savings trend chart

Savings Rate

Tracks how much of your income becomes future freedom each month.

FIRE independence prediction chart

Simulator

Tests different savings, spending, and growth scenarios so you can see how each change affects your Freedom Date.

Asset allocation donut chart

Investments

Brings all your investment accounts into one place, easier to monitor.

Built for people who want more than a paycheck-to-paycheck life.

Just getting started

The Discoverer

You've started thinking about financial independence but don't know where to begin. You want a clear first step — not another spreadsheet to maintain.

Already on the path

The Optimizer

You've been saving and investing for a while. You need a single dashboard that pulls everything together and keeps you motivated through the long middle stretch.

Connect your accounts.

Apogee uses Plaid to securely connect your banks, investments, and credit cards.

Your credentials are never stored and your money always stays in your account.

Read-only access 256-bit encryption 12,000+ institutions

See your number.

Join the waitlist and discover your path to financial independence when Apogee launches.

Questions, answered.

If you can't find the answer or need help, email us at support@meridianstudio.world

How is Apogee different from other finance apps?

Most finance apps are like looking in the rearview mirror — they only tell you what you've already spent. Apogee looks forward. We connect your daily habits directly to your Freedom Date, showing you exactly how today's choices affect your financial independence.

Is Apogee only for people pursuing FIRE?

Not at all. Apogee is designed for people pursuing financial independence, early retirement, or simply a more intentional path to work becoming optional.

Is this a budgeting app or an investing app?

Think of Apogee as a planning layer that sits above both — it plans your budget and tracks your investments, then shows whether your habits are moving your Freedom Date closer or further away.

Is my data secure?

Bank connections are powered by Plaid and strictly read-only. Apogee uses connected account data only to help you understand your spending, cash flow, net worth, and FIRE progress. We can never move your money, initiate transactions, or sell your data.

When will the app be available?

Our private iOS beta is planned for early July 2026. Waitlist members will be invited first as access opens.